Free Assessment — Takes 60 Seconds

Let's find out what's possible for you.

Answer a few quick questions and we'll show you your equity position or borrowing capacity — instantly, for free.

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I own a property

See your usable equity — and how it could grow over the next 10 years. The starting point for refinancing, renovating or your next move.

Equity Assessment

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I want to buy my first home

Find out your borrowing capacity, deposit gap and which government schemes you qualify for.

Borrowing Assessment

🔒 Encrypted & secure 📋 No obligation ⏱ About 60 seconds 📞 1300 001 755

Step 1 of 2 — Your Position

60-Second Equity Forecast

See your equity — and what it could become.

Two quick numbers, no credit checks. We'll show your usable equity today and illustrate how it could grow over the next 10 years.

Your estimated property value

$

A rough estimate is fine — we can refine it together.

Remaining mortgage balance

$

Check your latest statement or banking app.

Step 2 of 2 — Your Details

Final Step

Almost there — who are we speaking with?

Your equity picture is ready. Enter your details and we'll show you your results instantly.

First name

Last name

Email address

Mobile number

🔒 Used only to send your results and, if you ask, arrange a callback — never shared, never a call centre.

Would you like one of our senior brokers to call you about your results?

A Sydney-based broker can walk you through your equity position and your lending options — restructuring, accessing equity, or financing your next purchase. No obligation, no hard sell. Pick whichever suits you — no wrong answer.

🔒 Your information is encrypted and only used to prepare your results. By submitting, you agree to our Privacy Collection Statement.

Step 1 of 3 — Your Target Property

Target Property

Let's work out your buying power.

Tell us where you're looking to buy and roughly what you're aiming for.

Which state are you looking to buy in?

We will apply the correct stamp duty rates and first home buyer schemes based on your state

Target purchase price

$

Deposit

Deposit currently saved

$

Step 2 of 3 — Your Finances

Income & Commitments

What's your financial picture?

This determines how much you can borrow across 60+ lenders. Leave anything that doesn't apply blank.

Your annual income

$

Partner's income (if applicable)

$

HECS / HELP balance

$

Car loan balance

$

Credit card limit(s)

$

Lenders use limit, not balance

Personal loan balance

$

Step 3 of 3 — Almost Done

Your Details

Almost there — who are we speaking with?

Your assessment is ready. Enter your details and we'll show you your results instantly.

First name

Last name

Email address

Mobile number

🔒 Used only to send your results and, if you ask, arrange a callback — never shared, never a call centre.

Would you like to speak with Jenny about your situation?

Jenny can talk you through your borrowing capacity, deposit strategy, and answer specific questions. Pick whichever suits you — no wrong answer.

🔒 Your information is encrypted and will only be used to prepare your assessment. By submitting, you agree to our Privacy Collection Statement.

Your Assessment Results

Next step

Start your application

Start your application and a broker will review your details and send through their analysis within 2 business hours.

Start my application →

Your Broker

What happens next

Your Sabea broker will call you within 24 business hours — usually a lot sooner — to introduce themselves, walk you through your assessment and answer any questions you have.

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Expect a call from

—

Save the number so you don't miss the call. Tap to add it to your contacts now — your broker will have your assessment in front of them and tailor their advice to your specific position.