Free Assessment — Takes 3 Minutes

Let's find out what's possible for you.

Answer a few quick questions and we'll show you your equity position or borrowing capacity — instantly, for free.

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I own a property
Find out your usable equity and what you could do with it — invest, refinance or build wealth.
Equity Assessment
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I want to buy my first home
Find out your borrowing capacity, deposit gap and which government schemes you qualify for.
Borrowing Assessment
Before: Encrypted & secure 📋 No obligation ⏱ Takes 3 minutes 📞 1300 001 755
Step 1 of 3 — Your Position
60-Second Equity Tool

Let's see what your equity could do.

Three quick numbers, then we'll show you what's possible. No suburb lookups, no credit checks — just a real picture of where you stand right now.

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A rough estimate is fine — we can refine it together.
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Check your latest statement or banking app.
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Income minus everything you spend in a month — be honest, it determines what you could realistically take on.
Step 2 of 3 — Your Equity Picture
Based on what you've told us

Your usable equity is approximately

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That's the amount you could potentially access — based on an 80% LVR lend against your property.
Max Investment Property
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Using equity as deposit, serviceability based on your surplus
Monthly Cost (Net)
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After expected rental income, at current market rates
Next step — get the strategy

Want Max's recommendation on what to actually do with this?

The numbers above are the starting point. Max will review your position, walk you through the most efficient way to use your equity — investment property, ETF strategy, or refinance — and answer any questions. No obligation, no hard sell.

✓ Personal strategy review by a Sydney-based broker
✓ Access to 40+ lenders if refinance makes sense
✓ Honest answers — Real strategy, not a rate quote
Step 3 of 3 — Your Details
Final Step

Almost there — who should Max speak with?

Enter your details below and Max will give you a call to walk through your position and map out the next steps.

🔒 Your information is encrypted and only used to prepare your strategy. By submitting, you agree to our Privacy Collection Statement.

Step 1 of 4 — Your Target Property
Target Property

Let's work out your buying power.

Tell us where you're looking to buy and roughly what you're aiming for.

We will apply the correct stamp duty rates and first home buyer schemes based on your state
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Step 2 of 4 — Your Income
Income

What's your income situation?

This determines how much you can borrow across 60+ lenders.

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Step 3 of 4 — Existing Debts
Your Debts

Do you have any existing debts?

These affect your borrowing capacity. Leave blank if you don't have them.

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Lenders use limit, not balance
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Step 4 of 4 — Almost Done
Your Details

Almost there — who are we speaking with?

Your assessment is ready. Enter your details and we'll show you your results instantly.

Our brokers can talk through your borrowing capacity, deposit strategy, and answer specific questions. Pick whichever suits you — no wrong answer.

🔒 Your information is encrypted and will only be used to prepare your assessment. By submitting, you agree to our Privacy Collection Statement.

Your Assessment Results

Your Broker

What happens next
Your Sabea broker will call you within 24 business hours — usually a lot sooner — to introduce themselves, walk you through your assessment and answer any questions you have.
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Expect a call from
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Save the number so you don't miss the call. Tap to add it to your contacts now — your broker will have your assessment in front of them and tailor their advice to your specific position.